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When Is The Best Time To Buy A Home?

on January 7, 2020
| News

The best answer to the question; “when is the best time to buy a house” depends on your individual circumstances and goals. Everybody comes to the table with a different profile, what works for one, may not work for another. If you set a goal to save enough for a 20% down payment, and are fast approaching that goal, stay the course. Second guessing your original thinking because interest rates are rising or falling or because housing prices are rising or falling can derail your original 20% down payment goal. Forecasting interest rate movements and whether or not changing property values will affect your home buying plans are important, but these are external variables and beyond your ability to control or manage.

Mortgage interest rates trade every day, economic data, geo-political events, elections, even nature can have an immediate and significant impact on the direction that interest rates move. Wall Street people spend lots of their waking hours researching, analyzing and forecasting the financial goings-on that affect things like purchasing a home, and even they don’t get it right all the time. Setting a specific home buying goal is about staying focused on your dream. Do that and try to avoid the distractions that will keep you from crossing the finish line.

Read the full article here.

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